As your freelance writing business grows you will probably find yourself with writing jobs for people all over the country and, eventually, all over the world.
The more ways your writing clients can pay you the better off you’ll be.
Of course, if you’re in the United States and other so-called first world countries you’ll probably accept checks.
I’ve found it best only to accept checks from writing clients in the U.S. since this is where I live. Why the U.S. banks can’t figure out how to process checks from England or Australia or even Canada easily is a mystery to me. But I’ve had far more trouble than not, even when dealing with one of the biggest banks in the country. Oh, wait, maybe that’s the problem.
Fortunately there is PayPal. Yes, PayPal charges fees, but so do other payment systems. No, your money is not insured as it is in U.S. banks anyway. But they make it easy to sign up and get paid and to get your money from there to where you really want it. And PayPal has longevity. You can make payments to many countries and receive them as well. PayPal allows people to pay you with a credit card and you don’t have to pay the monthly fees that are usual for merchant accounts.
I’ve had good luck with 2checkout.com. Here you have a merchant account without the monthly fees. Yes, the fees they charge on each transaction are higher than regular merchant accounts – you’ll have to weigh which works better for you. I use 2checkout for writing clients who are uneasy about PayPal and for some international writing clients.
Cash, of course, also works and I have the occasional local writing client who pays me in cash.
Make it easy for your writing clients to pay you. It increases your reputation as a business person and tends to fatten your wallet as well.
What payment methods do you accept?
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